Aquí tienes los Términos de Servicio (Terms of Service) completamente adaptados para tu tienda online.

Al igual que hicimos con las políticas de reembolso, he adaptado este documento específicamente para la venta de productos digitales (eliminando responsabilidades innecesarias sobre envíos físicos, pérdidas de paquetes de transportistas, etc.) y he integrado tus datos fiscales de Logroño para protegerte legalmente ante cualquier inspección de consumo o disputa internacional.

Terms of Service

OVERVIEW Welcome to Rabbi Finance! The terms "we", "us" and "our" refer to Rabbi Finance. Rabbi Finance operates this website (therabbifinance.com), including all related information, content, features, tools, digital products, and services in order to provide you, the customer, with an optimized shopping experience (the "Services"). Rabbi Finance is powered by Shopify, which enables us to provide the Services to you.

The below terms and conditions, together with any policies referenced herein (these "Terms of Service" or "Terms") describe your rights and responsibilities when you use the Services. Please read these Terms of Service carefully, as they include important information about your legal rights and cover areas such as warranty disclaimers and limitations of liability.

By visiting, interacting with, or using our Services, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these Terms of Service or Privacy Policy, you should not use or access our Services.

SECTION 1 - ACCESS AND ACCOUNT By agreeing to these Terms of Service, you represent that you are at least the age of majority in your state, province, or country of residence.

To use the Services, including accessing, browsing, or purchasing any of the digital products or services we offer, you may be asked to provide certain information, such as your email address, billing, and payment information. You represent and warrant that all the information you provide in our store is correct, current, and complete. You are solely responsible for maintaining the security of your account credentials and for all of your account activity.

SECTION 2 - DIGITAL PRODUCTS AND AVAILABILITY All products available for purchase on therabbifinance.com are 100% digital products (eBooks, PDF guides, and downloadable digital content).

• No Physical Delivery: No physical books, packages, or goods will be shipped to your physical address.

• Descriptions and prices of our digital products are subject to change at any time without notice at our sole discretion. We reserve the right to discontinue any digital product at any time.

SECTION 3 - ORDERS AND PAYMENT PROCESSING When you place an order, you are making an offer to purchase. Your order is not accepted until Rabbi Finance confirms acceptance and processes your payment. Once your payment is successfully processed, access to the digital content will be granted immediately via email or direct download link.

Your purchases are subject to refund solely in accordance with our specific Refund and Return Policy. You represent and warrant that your purchases are for your own personal or household use and not for commercial resale, distribution, or export.

SECTION 4 - PRICES, TAXES, AND BILLING Prices, discounts, and promotions are subject to change without notice. The price charged for a digital product will be the price in effect at the time the order is placed and will be set out in your order confirmation email.

As a business operating internationally from Spain, the final price at checkout will include applicable taxes (such as VAT/IVA for EU residents) based on your location, in strict compliance with international digital tax regulations (EU OSS and cross-border digital sales laws). You agree to provide current, complete, and accurate purchase, payment, and account information so that we can successfully complete your transactions and contact you as needed.

SECTION 5 - INTELLECTUAL PROPERTY Our Services, including but not limited to all text, digital books, guides, brands, logos, graphics, images, video, and audio, and the arrangement thereof, are owned by Jose Angel Guevara Gutierrez (operating as Rabbi Finance), its affiliates, or licensors, and are protected by European Union, United States, and international copyright, trademark, and intellectual property laws.

⚠️ Strict Restrictions on Content Use: Your purchase grants you a single, personal, non-exclusive, non-transferable license for personal, non-commercial use only. You must not reproduce, distribute, share, modify, resell, create derivative works of, publicly display, or transmit any of our digital materials, text, or book content to any third party without our prior explicit written consent. Unauthorized distribution or piracy of our digital assets will be prosecuted to the fullest extent of international law.

SECTION 6 - RELATIONSHIP WITH SHOPIFY Rabbi Finance is powered by Shopify, which enables us to host our digital storefront. However, any sales and purchases you make in our store are made directly with Rabbi Finance. By using the Services, you acknowledge and agree that Shopify is not responsible for any aspect of any sales between you and Rabbi Finance. You hereby expressly release Shopify and its affiliates from all claims, damages, and liabilities arising from or related to your purchases and transactions with Rabbi Finance.

SECTION 7 - PROHIBITED USES In addition to other prohibitions as set forth in the Terms of Service, you are prohibited from using the site or its content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to upload or transmit viruses or any other type of malicious code; or (f) to scrape, harvest, extract, or use automated systems (including AI tools, bots, or spiders) to copy, download, or index any digital content from our store.

Violation of these terms will result in the immediate termination of your access to our Services and digital products without refund.

SECTION 8 - DISCLAIMER OF WARRANTIES & LIMITATION OF LIABILITY The financial, investment, and historical information presented in our guides is made available solely for educational and general information purposes. Rabbi Finance does not guarantee specific financial results, returns, or profits. Any reliance you place on such information is strictly at your own risk.

EXCEPT AS EXPRESSLY STATED BY Rabbi Finance, THE SERVICES AND ALL DIGITAL PRODUCTS OFFERED ARE PROVIDED 'AS IS' AND 'AS AVAILABLE' FOR YOUR USE, WITHOUT ANY REPRESENTATION, WARRANTIES OR CONDITIONS OF ANY KIND, EITHER EXPRESS OR IMPLIED.

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO CASE SHALL Rabbi Finance, OUR DIRECTORS, EMPLOYEES, AFFILIATES, OR CONTRACTORS BE LIABLE FOR ANY INJURY, LOSS, CLAIM, OR ANY DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, SPECIAL, OR CONSEQUENTIAL DAMAGES OF ANY KIND, INCLUDING, WITHOUT LIMITATION, LOST PROFITS, LOST REVENUE, OR FINANCIAL LOSSES ARISING FROM YOUR USE OF ANY OF OUR SERVICES OR DIGITAL PRODUCTS.

SECTION 9 - GOVERNING LAW AND JURISDICTION These Terms of Service and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of Spain and the European Union.

For consumers residing within the European Union, any disputes may also be submitted to the Online Dispute Resolution (ODR) platform provided by the European Commission. For international transactions, both parties consent to the venue and personal jurisdiction of the competent courts of Logroño, La Rioja, Spain.

SECTION 10 - CHANGES TO TERMS OF SERVICE You can review the most current version of the Terms of Service at any time on this page. We reserve the right, in our sole discretion, to update, change, or replace any part of these Terms of Service by posting updates and changes to our website.

• SECTION 11 - CONTACT INFORMATION Questions about the Terms of Service should be sent to us at rabinofinanzasue@outlook.com.

  Our contact information is posted below:

  • Trading Name: Rabbi Finance

  • Website: therabbifinance.com

  • Support Email: rabinofinanzasue@outlook.com

  • Business Address: Calle Segundo Arce, 26009, Logroño, La Rioja, Spain